{"id":9305,"date":"2021-05-18T11:29:27","date_gmt":"2021-05-18T09:29:27","guid":{"rendered":"https:\/\/360consulting.ch\/business-clients\/pension-fund-solutions\/"},"modified":"2026-06-30T15:28:16","modified_gmt":"2026-06-30T13:28:16","slug":"pension-fund-solutions","status":"publish","type":"page","link":"https:\/\/360consulting.ch\/en\/business-clients\/pension-fund-solutions\/","title":{"rendered":"Pension Fund Solutions"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling lazyload\" style=\"--awb-background-position:right bottom;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:225px;--awb-padding-top-medium:0px;--awb-padding-top-small:0px;--awb-margin-top-medium:0px;--awb-margin-top-small:100px;--awb-background-image:linear-gradient(180deg, rgba(0,0,0,0.2) 0%,rgba(0,0,0,0.2) 100%);;--awb-background-size:cover;--awb-flex-wrap:wrap;\" data-bg=\"https:\/\/360consulting.ch\/wp-content\/uploads\/360-Consulting_Pensionkasse-neu-e1633422101654.jpg\" data-bg-gradient=\"linear-gradient(180deg, rgba(0,0,0,0.2) 0%,rgba(0,0,0,0.2) 100%)\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Service\",\n  \"serviceType\": \"Pensionskassenl\u00f6sungen f\u00fcr Unternehmen\",\n  \"provider\": {\n    \"@type\": \"Organization\",\n    \"name\": \"360 Consulting AG\",\n    \"url\": \"https:\/\/360consulting.ch\"\n  },\n  \"areaServed\": {\n    \"@type\": \"Place\",\n    \"name\": \"Region Bern\",\n    \"address\": {\n      \"@type\": \"PostalAddress\",\n      \"addressLocality\": \"Zollikofen\",\n      \"addressRegion\": \"BE\",\n      \"addressCountry\": \"CH\"\n    }\n  },\n  \"description\": \"Erarbeitung optimaler Pensionskassenl\u00f6sung f\u00fcr Firmen inklusive Kaderversicherung (1e-L\u00f6sungen). Wir erarbeiten die optimale BVG-L\u00f6sung f\u00fcr kleine und gr\u00f6sser Unternehmen\",\n  \"url\": \"https:\/\/360consulting.ch\/geschaeftskunden\/pensionskasse\/\",\n  \"hasOfferCatalog\": {\n    \"@type\": \"OfferCatalog\",\n    \"name\": \"Pensionskassenberatung\",\n    \"itemListElement\": [\n      {\n        \"@type\": \"Offer\",\n        \"itemOffered\": {\n          \"@type\": \"Service\",\n          \"name\": \"Analyse bestehender Pensionskassenl\u00f6sung\",\n          \"description\": \"Bewertung der aktuellen Vorsorgel\u00f6sung unter Ber\u00fccksichtigung von Leistungen, Risiken und Kosten\"\n        }\n      },\n      {\n        \"@type\": \"Offer\",\n        \"itemOffered\": {\n          \"@type\": \"Service\",\n          \"name\": \"Erarbeitung einer neuen L\u00f6sung\",\n          \"description\": \"Entwicklung einer optimierten Pensionskassenstrategie f\u00fcr Ihr Unternehmen\"\n        }\n      },\n      {\n        \"@type\": \"Offer\",\n        \"itemOffered\": {\n          \"@type\": \"Service\",\n          \"name\": \"Kaderversicherung \/ 1e-L\u00f6sung\",\n          \"description\": \"Beratung und Umsetzung individueller Vorsorgel\u00f6sungen f\u00fcr Kaderpersonen\"\n        }\n      }\n    ]\n  },\n  \"potentialAction\": {\n    \"@type\": \"CommunicateAction\",\n    \"target\": \"https:\/\/360consulting.ch\/kontakt\/\",\n    \"name\": \"Kontakt aufnehmen\"\n  }\n}\n<\/script><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-two fusion-animated\" style=\"--awb-text-color:#ffffff;--awb-margin-top:200px;--awb-margin-top-small:100px;--awb-font-size:54px;\" data-animationType=\"fadeIn\" data-animationDuration=\"0.3\" data-animationOffset=\"top-into-view\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:54;line-height:1.2;text-shadow:5px 5px 5px rgba(0,0,0,0.14);\">Pension Fund<span style=\"color: #3366ff;\">.<\/span><\/h2><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:25px;--awb-padding-bottom:48px;--awb-padding-top-medium:80px;--awb-padding-top-small:60px;--awb-padding-right-small:10px;--awb-padding-bottom-small:20px;--awb-padding-left-small:10px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-animated\" style=\"--awb-padding-right-small:10px;--awb-padding-left-small:10px;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:15.36%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:11.52%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:7.68%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-margin-bottom-small:0px;--awb-spacing-left-small:1.92%;\" data-animationType=\"slideInRight\" data-animationDuration=\"1.0\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-margin-right-small:20px;--awb-font-size:36px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:36;line-height:1.16;\">Pension Fund Solutions for Companies.<\/h1><\/div><div class=\"fusion-text fusion-text-1\"><p>Companies need a solid and affordable pension fund solution to be attractive to qualified employees in the job market. The complexity of occupational pension provision increases year by year, and our goal as your broker is to enable you to concentrate on your core business thanks to our advice and support.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-padding-right-small:10px;--awb-padding-left-small:10px;--awb-overflow:hidden;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-box-shadow:0px 2px 4px -1px rgba(0,0,0,0.05);;--awb-border-color:rgba(0,0,0,0.05);--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:10px 10px 10px 10px;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:16px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:16px;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:0px;--awb-spacing-right-small:10px;--awb-margin-bottom-small:1px;--awb-spacing-left-small:10px;\" data-animationType=\"slideInRight\" data-animationDuration=\"1.0\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-four\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">Your advantages:<\/h4><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e8ebef;border-top-width:1px;\"><\/div><\/div><ul style=\"--awb-iconcolor:#007aff;--awb-line-height:30.6px;--awb-icon-width:30.6px;--awb-icon-height:30.6px;--awb-icon-margin:12.6px;--awb-content-margin:43.2px;\" class=\"fusion-checklist fusion-checklist-1 fusion-checklist-default fusion-checklist-divider type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>1 contact person<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Development of optimal pension fund solutions for the company<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Development of optimization possibilities for management personnel<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Regular review and control of the current situation throughout the year<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Development and submission of various solution options<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Advice and support throughout the year<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Employee orientations on occupational pension provision<\/p>\n<\/div><\/li><\/ul><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_color: #ffffff;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-padding-top-small:40px;--awb-padding-right-small:20px;--awb-padding-bottom-small:0px;--awb-padding-left-small:20px;--awb-background-color:#eeeeee;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:2%;--awb-padding-right:6%;--awb-padding-bottom:2%;--awb-padding-left:6%;--awb-overflow:hidden;--awb-bg-color:#023a51;--awb-bg-color-hover:#023a51;--awb-bg-size:cover;--awb-box-shadow:0px 24px 40px 0px rgba(0,29,48,0.24);;--awb-border-radius:24px 24px 24px 24px;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:0%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:0%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0%;--awb-spacing-left-medium:0%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"slideInRight\" data-animationDuration=\"1.0\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_3_4 3_4 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:75%;--awb-margin-top-large:12px;--awb-spacing-right-large:2.56%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.56%;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:3.2%;--awb-spacing-left-medium:3.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-margin-bottom-small:0px;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:#ffffff;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:36;line-height:1.3;\">Benefit from our SME service now and request a policy comparison<span style=\"color: #3366ff;\">.<\/span><\/h3><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_4 1_4 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:25%;--awb-margin-top-large:20px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:4.8%;--awb-spacing-left-medium:4.8%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-span-no fusion-button-default-type\" target=\"_self\" href=\"https:\/\/360consulting.ch\/en\/sme-onboarding\/\"><span class=\"fusion-button-text\">SME Comparison<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:25px;--awb-padding-bottom:48px;--awb-padding-top-medium:80px;--awb-padding-top-small:60px;--awb-padding-right-small:10px;--awb-padding-bottom-small:20px;--awb-padding-left-small:10px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" style=\"--awb-padding-right-small:10px;--awb-padding-left-small:10px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-margin-bottom-small:0px;--awb-spacing-left-small:1.92%;\" data-animationType=\"slideInRight\" data-animationDuration=\"1.0\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-right-small:20px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:36;line-height:1.3;\">BVG Solutions for SMEs.<\/h3><\/div><div class=\"fusion-text fusion-text-2\"><p>Choosing the right pension solution is a central point for many companies, especially when it comes to recruiting new employees. Within BVG insurance, you can choose between a full insurance, a partial and autonomous, or a 1e pension solution:<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:20px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right-small:20px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">Full insurance:<\/h4><\/div><div class=\"fusion-text fusion-text-3\"><p>Full insurance offers the greatest possible security, as all risks are borne by an insurance company.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:20px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right-small:20px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">(Partially) autonomous insurance:<\/h4><\/div><div class=\"fusion-text fusion-text-4\"><p>With the (partially) autonomous BVG solution, an investment strategy, which is determined by the board of trustees within the legal framework, can be used to generate additional interest on retirement assets. The pension fund must pay the currently valid minimum interest rate of 1.25% (as of 2025) on the BVG capital.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:20px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right-small:20px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">1e pension solutions:<\/h4><\/div><div class=\"fusion-text fusion-text-5\"><p>Offer management employees with higher incomes individual solutions in investment strategy, which can be co-determined. The pension solution can be individually adapted for each insured person.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\" style=\"border-radius:12px;\"><img decoding=\"async\" width=\"700\" height=\"658\" title=\"360_Graphic_PensionFunds-1e\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/360_Grafik_Pensionskassen-1e.png\" data-orig-src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/360_Grafik_Pensionskassen-1e.png\" alt class=\"lazyload img-responsive wp-image-9309\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27700%27%20height%3D%27658%27%20viewBox%3D%270%200%20700%20658%27%3E%3Crect%20width%3D%27700%27%20height%3D%27658%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/360consulting.ch\/wp-content\/uploads\/360_Grafik_Pensionskassen-1e-200x188.png 200w, https:\/\/360consulting.ch\/wp-content\/uploads\/360_Grafik_Pensionskassen-1e-400x376.png 400w, https:\/\/360consulting.ch\/wp-content\/uploads\/360_Grafik_Pensionskassen-1e-600x564.png 600w, https:\/\/360consulting.ch\/wp-content\/uploads\/360_Grafik_Pensionskassen-1e.png 700w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1200px) 100vw, 700px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:25px;--awb-padding-bottom:48px;--awb-padding-top-medium:80px;--awb-padding-top-small:60px;--awb-padding-right-small:10px;--awb-padding-bottom-small:20px;--awb-padding-left-small:10px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" style=\"--awb-padding-right-small:10px;--awb-padding-left-small:10px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-margin-bottom-small:0px;--awb-spacing-left-small:1.92%;\" data-animationType=\"slideInRight\" data-animationDuration=\"1.0\" data-animationOffset=\"top-into-view\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-right-small:20px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:36;line-height:1.3;\">In principle, various BVG solution variants are possible:<\/h3><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right-small:20px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">BVG Standard:<\/h4><\/div><div class=\"fusion-text fusion-text-6\"><p>For smaller companies or <strong>start-ups<\/strong> with few employees, standardized solutions are possible, which are more cost-effective.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-11 fusion-no-small-visibility fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right-small:20px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">BVG Individual with super-mandatory pension provision:<\/h4><\/div><div class=\"fusion-title title fusion-title-12 fusion-no-medium-visibility fusion-no-large-visibility fusion-sep-none fusion-title-text fusion-title-size-five\" style=\"--awb-margin-right-small:20px;--awb-font-size:20px;\"><h5 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:20;--minFontSize:20;line-height:1.4;\">BVG Individual with super-mandatory pension provision:<\/h5><\/div><div class=\"fusion-text fusion-text-7\"><p>Depending on the size of the company and the number of employees, an individual solution with different plans for respective employee groups can be defined in most cases.<\/p>\n<p>The super-mandatory pension provision (management insurance) supplements the mandatory part of the BVG and offers special benefits, e.g., for management.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\" style=\"border-radius:12px;\"><img decoding=\"async\" width=\"2000\" height=\"1332\" alt=\"Consulting Team for SME Clients\" title=\"SME-360Consulting-Meeting\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/KMU-360Consulting-Sitzung.jpg\" data-orig-src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/KMU-360Consulting-Sitzung.jpg\" class=\"lazyload img-responsive wp-image-9149\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272000%27%20height%3D%271332%27%20viewBox%3D%270%200%202000%201332%27%3E%3Crect%20width%3D%272000%27%20height%3D%271332%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/360consulting.ch\/wp-content\/uploads\/KMU-360Consulting-Sitzung-200x133.jpg 200w, https:\/\/360consulting.ch\/wp-content\/uploads\/KMU-360Consulting-Sitzung-400x266.jpg 400w, https:\/\/360consulting.ch\/wp-content\/uploads\/KMU-360Consulting-Sitzung-600x400.jpg 600w, https:\/\/360consulting.ch\/wp-content\/uploads\/KMU-360Consulting-Sitzung-800x533.jpg 800w, https:\/\/360consulting.ch\/wp-content\/uploads\/KMU-360Consulting-Sitzung-1200x799.jpg 1200w, https:\/\/360consulting.ch\/wp-content\/uploads\/KMU-360Consulting-Sitzung.jpg 2000w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1200px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-padding-right-small:10px;--awb-padding-left-small:10px;--awb-overflow:hidden;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-box-shadow:0px 2px 4px -1px rgba(0,0,0,0.05);;--awb-border-color:rgba(0,0,0,0.05);--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:10px 10px 10px 10px;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:16px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:16px;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:0px;--awb-spacing-right-small:10px;--awb-margin-bottom-small:1px;--awb-spacing-left-small:10px;\" data-animationType=\"slideInRight\" data-animationDuration=\"1.0\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-13 fusion-sep-none fusion-title-text fusion-title-size-four\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">There are many different design options<\/h4><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e8ebef;border-top-width:1px;\"><\/div><\/div><ul style=\"--awb-iconcolor:#007aff;--awb-line-height:30.6px;--awb-icon-width:30.6px;--awb-icon-height:30.6px;--awb-icon-margin:12.6px;--awb-content-margin:43.2px;\" class=\"fusion-checklist fusion-checklist-2 fusion-checklist-default fusion-checklist-divider type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Formation of categories such as middle management, senior management, executive board<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Design of pension benefits<br \/>\nThe parity body, consisting of company representatives and employees, determines the pension benefits, which must comply with industry standards.<\/p>\n<\/div><\/li><\/ul><ul style=\"--awb-iconcolor:#007aff;--awb-line-height:30.6px;--awb-icon-width:30.6px;--awb-icon-height:30.6px;--awb-icon-margin:12.6px;--awb-content-margin:43.2px;\" class=\"fusion-checklist fusion-checklist-3 fusion-checklist-default fusion-checklist-divider type-icons\" id=\"check\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Increase in savings contributions \u2013 thus better benefits in old age<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Different savings plans \u2013 up to 3 plans are possible<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Adjustment of insured salary: e.g., without coordination deduction and\/or increase of the BVG salary upper limit<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Contribution split between employers and employees<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Adjustment of the coordination deduction to the degree of employment for part-time employees<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Coordination with personal insurance (collective daily sickness allowance\/accident supplementary) with optimization of waiting periods and avoidance of over-insurance<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Benchmarking (comparison of your company&#8217;s pension benefits with competitors)<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Compensation for conversion rate reductions<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Pension provision for apprentices<\/div><\/li><\/ul><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--link_color: #ffffff;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:20px;--awb-padding-bottom:20px;--awb-padding-top-small:40px;--awb-padding-right-small:20px;--awb-padding-bottom-small:0px;--awb-padding-left-small:20px;--awb-background-color:#ffffff;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:2%;--awb-padding-right:6%;--awb-padding-bottom:2%;--awb-padding-left:6%;--awb-overflow:hidden;--awb-bg-color:#023a51;--awb-bg-color-hover:#023a51;--awb-bg-size:cover;--awb-box-shadow:0px 24px 40px 0px rgba(0,29,48,0.24);;--awb-border-radius:24px 24px 24px 24px;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:0%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:0%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0%;--awb-spacing-left-medium:0%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"slideInRight\" data-animationDuration=\"1.0\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_3_4 3_4 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:75%;--awb-margin-top-large:12px;--awb-spacing-right-large:2.56%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.56%;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:3.2%;--awb-spacing-left-medium:3.2%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-margin-bottom-small:0px;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-14 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:#ffffff;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:36;line-height:1.3;\">Interested in a non-binding consultation?<\/h3><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-3 fusion_builder_column_inner_1_4 1_4 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:25%;--awb-margin-top-large:20px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:4.8%;--awb-spacing-left-medium:4.8%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" 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data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-2 fusion-button-span-no fusion-button-default-type\" target=\"_self\" href=\"https:\/\/360consulting.ch\/en\/contact\/\"><span class=\"fusion-button-text\">Contact us now<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container has-pattern-background has-mask-background fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling lazyload\" style=\"--awb-background-position:right center;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:225px;--awb-padding-top-medium:0px;--awb-padding-top-small:0px;--awb-margin-top-medium:0px;--awb-background-size:cover;--awb-flex-wrap:wrap;\" data-bg=\"https:\/\/360consulting.ch\/wp-content\/uploads\/360Consulting-Pensionskasse-scaled.jpg\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:200px;width:100%;\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-8 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:25px;--awb-padding-bottom:25px;--awb-padding-top-medium:80px;--awb-padding-top-small:60px;--awb-padding-right-small:10px;--awb-padding-bottom-small:20px;--awb-padding-left-small:10px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" style=\"--awb-padding-right-small:10px;--awb-padding-left-small:10px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-margin-bottom-small:0px;--awb-spacing-left-small:1.92%;\" data-animationType=\"slideInRight\" data-animationDuration=\"1.0\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-15 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-right-small:20px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:36;line-height:1.3;\">The following points must be considered when choosing a BVG solution:<\/h3><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-16 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right-small:20px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">Pension conversion rate.<\/h4><\/div><div class=\"fusion-text fusion-text-8\"><p>The pension conversion rate is the value by which the available retirement capital is converted into a lifelong pension upon retirement. The legally prescribed minimum conversion rate for the mandatory retirement assets of the pension fund is currently 6.8% (as of 2025). <\/p>\n<p>Swiss pension funds must pay out pensions according to BVG (Pillar 2) at the legally prescribed minimum conversion rate or higher. For the super-mandatory savings portion (Pillar 2b), there is no legally prescribed minimum, so the conversion rates vary greatly here and should be compared. The conversion rate for voluntary pension provision differs depending on the pension fund and pension plan.   <\/p>\n<p>Example: If you have accumulated 100,000 Swiss francs in retirement assets by retirement age, you will receive a pension of 6,800 Swiss francs per year on the mandatory assets.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:20px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-17 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right-small:20px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">Security of the foundation and coverage ratio.<\/h4><\/div><div class=\"fusion-text fusion-text-9\"><p>The coverage ratio and its development are an indicator of the level of reserves and the security of a foundation.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-18 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right-small:20px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">Risk premiums, administration costs.<\/h4><\/div><div class=\"fusion-text fusion-text-10\"><p>The cost factor is an essential element. Risk premiums are premiums paid for benefits in the event of invalidity or death of the insured person. Administration costs can also vary greatly from one pension fund to another. Therefore, we regularly compare and control these costs. As a rule, costs are borne 50% by the employer and 50% by the employees. Other contribution solutions are also possible in favor of employees, and the company may assume an increased share of the deductions.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-19 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-right-small:20px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">Interest on retirement assets.<\/h4><\/div><div class=\"fusion-text fusion-text-11\"><p>The Federal Council sets the minimum interest rate on BVG retirement assets. However, what is important for the individual insured person is the effectively granted interest rate of the pension funds on the respective savings assets. These super-mandatory interest distributions are surprisingly very different.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-18 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-animated\" style=\"--awb-padding-top:40px;--awb-padding-right:40px;--awb-padding-bottom:40px;--awb-padding-left:40px;--awb-padding-right-small:10px;--awb-padding-left-small:10px;--awb-overflow:hidden;--awb-bg-color:#ffffff;--awb-bg-color-hover:#ffffff;--awb-bg-size:cover;--awb-box-shadow:0px 2px 4px -1px rgba(0,0,0,0.05);;--awb-border-color:rgba(0,0,0,0.05);--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:10px 10px 10px 10px;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:20px;--awb-spacing-left-large:16px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:16px;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:0px;--awb-spacing-right-small:10px;--awb-margin-bottom-small:1px;--awb-spacing-left-small:10px;\" data-animationType=\"slideInRight\" data-animationDuration=\"1.0\" data-animationOffset=\"top-into-view\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-20 fusion-sep-none fusion-title-text fusion-title-size-four\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">There are other points that can be essential when choosing a BVG solution:<\/h4><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:10px;width:100%;\"><div class=\"fusion-separator-border sep-single sep-solid\" style=\"--awb-height:20px;--awb-amount:20px;border-color:#e8ebef;border-top-width:1px;\"><\/div><\/div><ul style=\"--awb-iconcolor:#007aff;--awb-line-height:30.6px;--awb-icon-width:30.6px;--awb-icon-height:30.6px;--awb-icon-margin:12.6px;--awb-content-margin:43.2px;\" class=\"fusion-checklist fusion-checklist-4 fusion-checklist-default fusion-checklist-divider type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Spouse&#8217;s pension: Entitlements according to regulations<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Beneficiary arrangement for death capital<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Partial retirement: Maximum number of possible steps, minimum reduction in working hours<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Postponement of retirement: Continued insurance with or without savings contributions possible?<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Unpaid leave: Continued insurance of risk benefits possible?<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Buy-in to the pension fund: Will the buy-in amount be paid out separately as additional death capital in the event of death?<\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon icon-360-neu-1check-circle\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Entitlement to disability benefits: From 40% or already from 25% incapacity to work?<\/p>\n<\/div><\/li><\/ul><div class=\"fusion-title title fusion-title-21 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:100px;\"><h4 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:22;--minFontSize:22;line-height:1.42;\">As an insurance broker, we advise and support you in choosing the right pension fund solution.<\/h4><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-9 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-background-color:#f9fafb;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-19 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-22 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\"><h2 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:36;line-height:1.2;\">Frequently asked questions regarding pension funds (BVG):<\/h2><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:1px;--awb-icon-size:16px;--awb-content-font-size:18px;--awb-icon-alignment:left;--awb-hover-color:#f9f9fb;--awb-border-color:#e2e2e2;--awb-background-color:#ffffff;--awb-divider-color:#e8ebef;--awb-divider-hover-color:#e8ebef;--awb-icon-color:var(--awb-color7);--awb-title-color:#023a51;--awb-content-color:#59667d;--awb-icon-box-color:var(--awb-color1);--awb-toggle-hover-accent-color:var(--awb-color4);--awb-title-font-family:&quot;Roboto&quot;;--awb-title-font-weight:700;--awb-title-font-style:normal;--awb-title-font-size:18px;--awb-title-letter-spacing:-0.016em;--awb-title-line-height:1.42;--awb-content-font-family:&quot;Roboto&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-boxed\" id=\"accordion-9305-1\"><div class=\"fusion-panel panel-default panel-ad9dce2b8bff2e343 fusion-toggle-has-divider\" style=\"--awb-title-color:#023a51;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_ad9dce2b8bff2e343\"><a aria-expanded=\"false\" aria-controls=\"ad9dce2b8bff2e343\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-9305-1\" data-target=\"#ad9dce2b8bff2e343\" href=\"#ad9dce2b8bff2e343\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">What does BVG mean?<\/span><\/a><\/h4><\/div><div id=\"ad9dce2b8bff2e343\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_ad9dce2b8bff2e343\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>BVG stands for the &#8220;Federal Act on Occupational Retirement, Survivors&#8217; and Disability Pension Plans.&#8221; It regulates the second pillar of old-age provision in Switzerland. Employers are obliged to insure their employees under the BVG from a certain income level.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-1e5aaead1712812b2 fusion-toggle-has-divider\" style=\"--awb-title-color:#023a51;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_1e5aaead1712812b2\"><a aria-expanded=\"false\" aria-controls=\"1e5aaead1712812b2\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-9305-1\" data-target=\"#1e5aaead1712812b2\" href=\"#1e5aaead1712812b2\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">What does pension fund consulting for SMEs look like?<\/span><\/a><\/h4><\/div><div id=\"1e5aaead1712812b2\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_1e5aaead1712812b2\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>The consultation begins with an analysis of the existing pension fund solution. Subsequently, 360 Consulting AG checks whether the benefits are market-driven, cost-efficient, and tailored to the company&#8217;s needs. The goal is a solution that benefits both employees and the company.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-b4bf7a336991d4d9a fusion-toggle-has-divider\" style=\"--awb-title-color:#023a51;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_b4bf7a336991d4d9a\"><a aria-expanded=\"false\" aria-controls=\"b4bf7a336991d4d9a\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-9305-1\" data-target=\"#b4bf7a336991d4d9a\" href=\"#b4bf7a336991d4d9a\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">What is management insurance in the BVG?<\/span><\/a><\/h4><\/div><div id=\"b4bf7a336991d4d9a\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_b4bf7a336991d4d9a\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>A management insurance is an additional solution within the pension fund for management or executive personnel. It allows for a higher insured salary base and offers more flexible pension plans. Companies can thus specifically retain executives and create attractive benefits.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-4b79ba21053605331 fusion-toggle-has-divider\" style=\"--awb-title-color:#023a51;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_4b79ba21053605331\"><a aria-expanded=\"false\" aria-controls=\"4b79ba21053605331\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-9305-1\" data-target=\"#4b79ba21053605331\" href=\"#4b79ba21053605331\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">What are the prerequisites for establishing management insurance in the pension fund?<\/span><\/a><\/h4><\/div><div id=\"4b79ba21053605331\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_4b79ba21053605331\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>The prerequisite is that the company already has a BVG pension scheme. In addition, special solutions can be defined for specific employee groups (e.g., executive board or key personnel). 360 Consulting AG supports SMEs in checking whether management insurance is sensible and financially viable.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-2f39b7d2e4d7b97a5 fusion-toggle-has-divider\" style=\"--awb-title-color:#023a51;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_2f39b7d2e4d7b97a5\"><a aria-expanded=\"false\" aria-controls=\"2f39b7d2e4d7b97a5\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-9305-1\" data-target=\"#2f39b7d2e4d7b97a5\" href=\"#2f39b7d2e4d7b97a5\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Which BVG solutions are available to a company?<\/span><\/a><\/h4><\/div><div id=\"2f39b7d2e4d7b97a5\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_2f39b7d2e4d7b97a5\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Companies can choose between collective foundations, joint foundations, or their own pension foundation. In addition, models with different contribution and benefit plans exist. 360 Consulting AG examines the options and shows which solution offers the best conditions for the respective SME.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-070745c1191f056b3 fusion-toggle-has-divider\" style=\"--awb-title-color:#023a51;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_070745c1191f056b3\"><a aria-expanded=\"false\" aria-controls=\"070745c1191f056b3\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-9305-1\" data-target=\"#070745c1191f056b3\" href=\"#070745c1191f056b3\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">How can an SME increase its attractiveness as an employer with the pension fund?<\/span><\/a><\/h4><\/div><div id=\"070745c1191f056b3\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_070745c1191f056b3\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Flexible pension fund solutions \u2013 such as higher savings contributions or management plans \u2013 are a strong argument in the competition for skilled workers. A well-structured pension fund signals appreciation for employees.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-9f33b83f0c17bae2b fusion-toggle-has-divider\" style=\"--awb-title-color:#023a51;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_9f33b83f0c17bae2b\"><a aria-expanded=\"false\" aria-controls=\"9f33b83f0c17bae2b\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-9305-1\" data-target=\"#9f33b83f0c17bae2b\" href=\"#9f33b83f0c17bae2b\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">What does a pension fund solution cost for an SME?<\/span><\/a><\/h4><\/div><div id=\"9f33b83f0c17bae2b\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_9f33b83f0c17bae2b\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Costs depend on salaries, desired benefits, and the chosen pension model. A provider comparison is worthwhile, as differences directly impact premiums and benefits. 360 Consulting AG creates transparent comparisons and identifies optimization opportunities.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-3c02f62a7f3e95be2 fusion-toggle-has-divider\" style=\"--awb-title-color:#023a51;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_3c02f62a7f3e95be2\"><a aria-expanded=\"false\" aria-controls=\"3c02f62a7f3e95be2\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-9305-1\" data-target=\"#3c02f62a7f3e95be2\" href=\"#3c02f62a7f3e95be2\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Can a company change its pension fund?<\/span><\/a><\/h4><\/div><div id=\"3c02f62a7f3e95be2\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_3c02f62a7f3e95be2\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Yes, a change is possible and often makes sense. Especially with rising costs or inflexible benefits, a market comparison is worthwhile. 360 Consulting AG accompanies the change process and ensures that employees are optimally informed.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-4c696257cb3b8e1b2 fusion-toggle-has-divider\" style=\"--awb-title-color:#023a51;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_4c696257cb3b8e1b2\"><a aria-expanded=\"false\" aria-controls=\"4c696257cb3b8e1b2\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-9305-1\" data-target=\"#4c696257cb3b8e1b2\" href=\"#4c696257cb3b8e1b2\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">What notice periods apply when changing pension funds?<\/span><\/a><\/h4><\/div><div id=\"4c696257cb3b8e1b2\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_4c696257cb3b8e1b2\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Most collective and joint foundations stipulate a notice period of up to 6 months to the end of the year in their contracts. This means that a change of pension fund is generally possible as of December 31, if notice is given in good time. For SMEs, it is therefore important to check the notice period early \u2013 ideally in the first half of the year. 360 Consulting AG helps to determine the right time and plan the change process carefully to avoid any gaps in benefits.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-b7e2a66ea83ccc43b fusion-toggle-has-divider\" style=\"--awb-title-color:#023a51;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_b7e2a66ea83ccc43b\"><a aria-expanded=\"false\" aria-controls=\"b7e2a66ea83ccc43b\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-9305-1\" data-target=\"#b7e2a66ea83ccc43b\" href=\"#b7e2a66ea83ccc43b\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">How do employees benefit from a good pension fund solution?<\/span><\/a><\/h4><\/div><div id=\"b7e2a66ea83ccc43b\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_b7e2a66ea83ccc43b\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>You receive higher benefits in old age, in case of invalidity, or death. Furthermore, fair pension provision strengthens trust in the employer. Employees appreciate transparent information and the possibility of individual advice.<\/p>\n<\/div><\/div><\/div><\/div><\/div><script type=\"application\/ld+json\">{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Wie sieht eine Pensionskassenberatung f\u00fcr KMUs aus?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Die Beratung beginnt mit einer Analyse der bestehenden Pensionskassenl\u00f6sung. Anschliessend pr\u00fcft die 360 Consulting AG, ob die Leistungen marktgerecht, kosteneffizient und auf die Bed\u00fcrfnisse des Unternehmens abgestimmt sind.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Was bedeutet BVG?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"BVG steht f\u00fcr das Bundesgesetz \u00fcber die berufliche Alters-, Hinterlassenen- und Invalidenvorsorge. Es regelt die zweite S\u00e4ule der Altersvorsorge in der Schweiz.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Was ist eine Kaderversicherung im BVG?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Eine Kaderversicherung ist eine Zusatzl\u00f6sung innerhalb der Pensionskasse f\u00fcr Kader- oder F\u00fchrungspersonen. Sie erm\u00f6glicht eine h\u00f6here versicherte Lohnbasis und bietet flexiblere Vorsorgepl\u00e4ne.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Was sind die Voraussetzungen, um eine Kaderversicherung in der Pensionskasse zu etablieren?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Voraussetzung ist, dass das Unternehmen bereits \u00fcber eine BVG-Vorsorge verf\u00fcgt. F\u00fcr bestimmte Mitarbeitergruppen k\u00f6nnen spezielle L\u00f6sungen definiert werden.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Welche BVG-L\u00f6sungen stehen einem Unternehmen zur Verf\u00fcgung?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Unternehmen k\u00f6nnen zwischen Sammelstiftungen, Gemeinschaftsstiftungen oder einer eigenen Vorsorgestiftung w\u00e4hlen. Die 360 Consulting AG zeigt auf, welche L\u00f6sung f\u00fcr das jeweilige KMU am besten geeignet ist.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Wie kann ein KMU die Attraktivit\u00e4t als Arbeitgeber mit der Pensionskasse steigern?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Flexible Pensionskassenl\u00f6sungen \u2013 etwa h\u00f6here Sparbeitr\u00e4ge oder Kaderpl\u00e4ne \u2013 sind ein starkes Argument im Wettbewerb um Fachkr\u00e4fte und signalisieren Wertsch\u00e4tzung gegen\u00fcber Mitarbeitenden.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Was kostet eine Pensionskassenl\u00f6sung f\u00fcr ein KMU?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Die Kosten h\u00e4ngen von L\u00f6hnen, Leistungen und Vorsorgemodell ab. Ein Anbietervergleich lohnt sich, da sich Unterschiede direkt auf Pr\u00e4mien und Leistungen auswirken.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Kann ein Unternehmen die Pensionskasse wechseln?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Ja, ein Wechsel ist m\u00f6glich und oft sinnvoll \u2013 besonders bei steigenden Kosten oder unflexiblen Leistungen. Die 360 Consulting AG begleitet den gesamten Wechselprozess.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Welche K\u00fcndigungsfristen gelten bei einem Wechsel der Pensionskasse?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Die meisten Stiftungen sehen eine K\u00fcndigungsfrist von bis zu 6 Monaten auf das Jahresende vor. Ein Wechsel ist also meist per 31. Dezember m\u00f6glich. Wichtig: fr\u00fchzeitig pr\u00fcfen!\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Wie profitieren Mitarbeitende von einer guten Pensionskassenl\u00f6sung?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Sie erhalten bessere Leistungen im Alter, bei Invalidit\u00e4t oder im Todesfall \u2013 und gewinnen Vertrauen in den Arbeitgeber. Eine transparente Kommunikation ist dabei zentral.\"\n      }\n    }\n  ]\n}\n<\/script><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-10 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-align-content-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-20 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-23 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\"><h3 class=\"fusion-title-heading title-heading-center sm-text-align-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:36;line-height:1.3;\"><p>Contact us<span style=\"color: #007aff;\">.<\/span><br \/>\nWe are happy to advise you<span style=\"color: #007aff;\">.<\/span><\/p><\/h3><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-21 fusion_builder_column_1_3 1_3 fusion-flex-column team-neu-box fusion-animated\" style=\"--awb-overflow:hidden;--awb-bg-position:center center;--awb-bg-blend:screen;--awb-bg-size:cover;--awb-box-shadow:3px 3px 4px -1px rgba(0,0,0,0.1);;--awb-border-radius:10px 10px 10px 10px;--awb-width-large:33.333333333333%;--awb-margin-top-large:20px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"slideInLeft\" data-animationDuration=\"1.0\" data-animationOffset=\"top-into-view\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper lazyload fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-scaled.jpg\" data-bg=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-scaled.jpg\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:250px;width:100%;\"><\/div><div class=\"fusion-modal modal fade modal-1 Alina\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"modal-heading-1\" aria-hidden=\"true\" style=\"--awb-border-color:#e2e2e2;--awb-background:#ffffff;\"><div class=\"modal-dialog modal-lg\" role=\"document\"><div class=\"modal-content fusion-modal-content\"><div class=\"modal-header\"><button class=\"close\" type=\"button\" data-dismiss=\"modal\" aria-hidden=\"true\" aria-label=\"Close\">&times;<\/button><h3 class=\"modal-title\" id=\"modal-heading-1\" data-dismiss=\"modal\" aria-hidden=\"true\">Alina Andrey<\/h3><\/div><div class=\"modal-body fusion-clearfix\">\n<p style=\"text-align: left;\"><img decoding=\"async\" class=\"lazyload wp-image-8471 size-fusion-400 alignleft\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-400x267.jpg\" data-orig-src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-400x267.jpg\" alt=\"Alina Andrey 360 Consulting\" width=\"400\" height=\"267\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27400%27%20height%3D%27267%27%20viewBox%3D%270%200%20400%20267%27%3E%3Crect%20width%3D%27400%27%20height%3D%27267%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-200x133.jpg 200w, https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-300x200.jpg 300w, https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-400x267.jpg 400w, https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-600x400.jpg 600w, https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-768x512.jpg 768w, https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-800x533.jpg 800w, https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-1024x683.jpg 1024w, https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-1200x800.jpg 1200w, https:\/\/360consulting.ch\/wp-content\/uploads\/Alina-Andrey-360Consulting-1536x1024.jpg 1536w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 400px) 100vw, 400px\" \/><strong>Activity:<br \/>\n<\/strong>Specialist for Corporate Clients<\/p>\n<p><strong>Education:<\/strong><br \/>\nInsurance Economist HF<\/p>\n<p><strong>FINMA No.:<\/strong><br \/>\nF01487755<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"0\" width=\"87\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr style=\"height: 16.0pt;\">\n<td style=\"height: 16.0pt; width: 65pt;\" width=\"87\" height=\"21\"><strong><br \/>\nInterests:<br \/>\n<\/strong>Since the beginning of my career, I have been fascinated by the insurance market and its diversity. Trained as an all-rounder, I have gained extensive knowledge primarily in corporate client business over the past few years, which I am now happy to share. Solving complex issues in a team and for clients brings me great joy. In my free time, I spend time with my two horses and show jumping. If there&#8217;s still time, I prefer to spend it with my partner at home or traveling.    <span class=\"\"><br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: left;\">+41 31 914 13 60<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: left;\"><a class=\"mail\" title=\"Email\" href=\"mailto:alina.andrey@360-consulting.ch\">Email<\/a><\/p>\n<p><a title=\"\" href=\"https:\/\/www.linkedin.com\/in\/alina-andrey-8a6978217\/\" target=\"_blank\" rel=\"noopener\">LinkedIn<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div><\/div><\/div><div style=\"text-align:right;\"><a class=\"fusion-button button-flat button-small button-default fusion-button-default button-3 fusion-button-span-no \" style=\"--button-border-radius-top-left:0px;--button-border-radius-top-right:0px;--button-border-radius-bottom-right:0px;--button-border-radius-bottom-left:0px;--button_text_transform:uppercase;\" target=\"_self\" href=\"#\" data-toggle=\"modal\" data-target=\".fusion-modal.Alina\"><span class=\"fusion-button-text fusion-button-text-right\">Alina Andrey<\/span><span class=\"fusion-button-icon-divider button-icon-divider-right\"><i class=\"icon-accountant-plus\" aria-hidden=\"true\"><\/i><\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-22 fusion_builder_column_1_3 1_3 fusion-flex-column team-neu-box fusion-animated\" style=\"--awb-overflow:hidden;--awb-bg-position:center center;--awb-bg-blend:screen;--awb-bg-size:cover;--awb-box-shadow:3px 3px 4px -1px rgba(0,0,0,0.1);;--awb-border-radius:10px 10px 10px 10px;--awb-width-large:33.333333333333%;--awb-margin-top-large:20px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"slideInLeft\" data-animationDuration=\"1.0\" data-animationOffset=\"top-into-view\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper lazyload fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032.jpg\" data-bg=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032.jpg\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:250px;width:100%;\"><\/div><div class=\"fusion-modal modal fade modal-2 adrian-g\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"modal-heading-2\" aria-hidden=\"true\" style=\"--awb-border-color:#e2e2e2;--awb-background:#ffffff;\"><div class=\"modal-dialog modal-lg\" role=\"document\"><div class=\"modal-content fusion-modal-content\"><div class=\"modal-header\"><button class=\"close\" type=\"button\" data-dismiss=\"modal\" aria-hidden=\"true\" aria-label=\"Close\">&times;<\/button><h3 class=\"modal-title\" id=\"modal-heading-2\" data-dismiss=\"modal\" aria-hidden=\"true\">Adrian Gr\u00fcnenfelder<\/h3><\/div><div class=\"modal-body fusion-clearfix\">\n<p style=\"text-align: left;\"><img decoding=\"async\" class=\"lazyload wp-image-1184 size-fusion-400 alignleft\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032-400x262.jpg\" data-orig-src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032-400x262.jpg\" alt=\"Adrian Gr\u00fcnenfelder 360 Consulting\" width=\"400\" height=\"262\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27400%27%20height%3D%27262%27%20viewBox%3D%270%200%20400%20262%27%3E%3Crect%20width%3D%27400%27%20height%3D%27262%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032-200x131.jpg 200w, https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032-300x197.jpg 300w, https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032-400x262.jpg 400w, https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032-600x393.jpg 600w, https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032-768x504.jpg 768w, https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032-800x525.jpg 800w, https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032-1024x671.jpg 1024w, https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032-1200x787.jpg 1200w, https:\/\/360consulting.ch\/wp-content\/uploads\/Adrian-DSC_2032.jpg 1220w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 400px) 100vw, 400px\" \/><strong>Activity:<br \/>\n<\/strong>Head of Customer Service &#038; Mandate Manager<\/p>\n<p><strong>Education:<\/strong><br \/>\nCertified Financial Advisor IAF <\/p>\n<p><strong>FINMA No.:<\/strong><br \/>\nF01533947<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"0\" width=\"87\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr style=\"height: 16.0pt;\">\n<td style=\"height: 16.0pt; width: 65pt;\" width=\"87\" height=\"21\"><strong><br \/>\nInterests:<\/strong><br \/>\nEven though my connection to Bern is strong, I love to travel the world. Near the beach and the sea, preferably on a surfboard, I enjoy the change of pace. Playing football provides a great balance to my office routine, and I am pleased to represent 360 Consulting AG as a sponsor in the FC L\u00e4nggasse team.  <\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: left;\">+41 31 911 13 60<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: left;\"><a class=\"mail\" title=\"Email\" href=\"mailto:adrian.gruenenfelder@360-consulting.ch\">Email<\/a><\/p>\n<p><a title=\"\" href=\"https:\/\/www.linkedin.com\/in\/adrian-gr\u00fcnenfelder-a49a4b204\/\" target=\"_blank\" rel=\"noopener\">LinkedIn<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div><\/div><\/div><div style=\"text-align:right;\"><a class=\"fusion-button button-flat button-small button-default fusion-button-default button-4 fusion-button-span-no \" style=\"--button-border-radius-top-left:0px;--button-border-radius-top-right:0px;--button-border-radius-bottom-right:0px;--button-border-radius-bottom-left:0px;--button_text_transform:uppercase;\" target=\"_self\" href=\"#\" data-toggle=\"modal\" data-target=\".fusion-modal.adrian-g\"><span class=\"fusion-button-text fusion-button-text-right\">Adrian Gr\u00fcnenfelder<\/span><span class=\"fusion-button-icon-divider button-icon-divider-right\"><i class=\"icon-accountant-plus\" aria-hidden=\"true\"><\/i><\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-23 fusion_builder_column_1_3 1_3 fusion-flex-column fusion-animated\" style=\"--awb-overflow:hidden;--awb-bg-position:center center;--awb-bg-blend:screen;--awb-bg-size:cover;--awb-box-shadow:3px 3px 4px -1px rgba(0,0,0,0.1);;--awb-border-radius:10px 10px 10px 10px;--awb-width-large:33.333333333333%;--awb-margin-top-large:20px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-animationType=\"slideInLeft\" data-animationDuration=\"0.3\" data-animationOffset=\"top-into-view\" data-motion-effects=\"[{&quot;type&quot;:&quot;&quot;,&quot;scroll_type&quot;:&quot;transition&quot;,&quot;scroll_direction&quot;:&quot;up&quot;,&quot;transition_speed&quot;:&quot;1&quot;,&quot;fade_type&quot;:&quot;in&quot;,&quot;scale_type&quot;:&quot;up&quot;,&quot;initial_scale&quot;:&quot;1&quot;,&quot;max_scale&quot;:&quot;1.5&quot;,&quot;min_scale&quot;:&quot;0.5&quot;,&quot;initial_rotate&quot;:&quot;0&quot;,&quot;end_rotate&quot;:&quot;30&quot;,&quot;initial_blur&quot;:&quot;0&quot;,&quot;end_blur&quot;:&quot;3&quot;,&quot;start_element&quot;:&quot;top&quot;,&quot;start_viewport&quot;:&quot;bottom&quot;,&quot;end_element&quot;:&quot;bottom&quot;,&quot;end_viewport&quot;:&quot;top&quot;,&quot;mouse_effect&quot;:&quot;track&quot;,&quot;mouse_effect_direction&quot;:&quot;opposite&quot;,&quot;mouse_effect_speed&quot;:&quot;2&quot;,&quot;infinite_animation&quot;:&quot;float&quot;,&quot;infinite_animation_speed&quot;:&quot;2&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper lazyload fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting.jpg\" data-bg=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting.jpg\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:250px;width:100%;\"><\/div><div class=\"fusion-modal modal fade modal-3 daniel\" tabindex=\"-1\" role=\"dialog\" aria-labelledby=\"modal-heading-3\" aria-hidden=\"true\" style=\"--awb-border-color:#e2e2e2;--awb-background:#ffffff;\"><div class=\"modal-dialog modal-lg\" role=\"document\"><div class=\"modal-content fusion-modal-content\"><div class=\"modal-header\"><button class=\"close\" type=\"button\" data-dismiss=\"modal\" aria-hidden=\"true\" aria-label=\"Close\">&times;<\/button><h3 class=\"modal-title\" id=\"modal-heading-3\" data-dismiss=\"modal\" aria-hidden=\"true\">Daniel H\u00e4nni<\/h3><\/div><div class=\"modal-body fusion-clearfix\">\n<h3 style=\"text-align: center;\"><img decoding=\"async\" class=\"lazyload alignleft wp-image-8356 size-fusion-400\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting-400x267.jpg\" data-orig-src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting-400x267.jpg\" alt=\"Daniel H\u00e4nni - Owner 360 Consulting AG - Insurance Broker in Bern\" width=\"400\" height=\"267\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27400%27%20height%3D%27267%27%20viewBox%3D%270%200%20400%20267%27%3E%3Crect%20width%3D%27400%27%20height%3D%27267%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting-200x133.jpg 200w, https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting-300x200.jpg 300w, https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting-400x267.jpg 400w, https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting-600x400.jpg 600w, https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting-768x512.jpg 768w, https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting-800x533.jpg 800w, https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting-1024x682.jpg 1024w, https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting-1200x800.jpg 1200w, https:\/\/360consulting.ch\/wp-content\/uploads\/Daniel-Haenni-360-Consulting-1536x1024.jpg 1536w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/h3>\n<p style=\"text-align: left;\"><strong>Position:<br \/>\n<\/strong>Owner &#038; Management<br \/>\nBusiness Consultant<\/p>\n<p style=\"text-align: left;\"><strong>Education:<br \/>\n<\/strong>Financial Planner with Federal Diploma<br \/>\nCertified Business Economist NDS HF<br \/>\n<span lang=\"EN-US\">CAS Future Insurance &#038; Digital Transformation<\/span><\/p>\n<p><strong>FINMA No.: <\/strong>F01471035<\/p>\n<table class=\" alignleft\" style=\"border-collapse: collapse; width: 100%;\" border=\"0\" width=\"87\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td><strong><strong>Interests:<br \/>\n<\/strong><\/strong>Besides the passion for advancing 360 Consulting with its clients and employees, I enjoy spending time at the gym or jogging along the Aare in Bern. A healthy lifestyle and my long-standing friendships are very important to me in these fast-paced times. <\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: left;\"><strong>Pro Bono Mandates:<br \/>\n<\/strong>Start-up consulting and financial services for single mothers.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: left;\">+41 31 911 13 60<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p style=\"text-align: left;\"><a title=\"\" href=\"mailto:daniel.haenni@360-consulting.ch\">Email<\/a><\/p>\n<p><a title=\"\" href=\"https:\/\/www.linkedin.com\/in\/daniel-h\u00e4nni\/\" target=\"_blank\" rel=\"noopener\">LinkedIn<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div><\/div><\/div><div style=\"text-align:right;\"><a class=\"fusion-button button-flat button-small button-default fusion-button-default button-5 fusion-button-span-no \" style=\"--button-border-radius-top-left:0px;--button-border-radius-top-right:0px;--button-border-radius-bottom-right:0px;--button-border-radius-bottom-left:0px;--button_text_transform:uppercase;\" target=\"_self\" href=\"#\" data-toggle=\"modal\" data-target=\".fusion-modal.daniel\"><span class=\"fusion-button-text fusion-button-text-right\">Daniel H\u00e4nni<\/span><span class=\"fusion-button-icon-divider button-icon-divider-right\"><i class=\"icon-accountant-plus\" aria-hidden=\"true\"><\/i><\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-11 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top-small:1px;--awb-padding-right-small:1px;--awb-padding-left-small:1px;--awb-margin-top:-50px;--awb-margin-bottom:-50px;--awb-margin-top-medium:-100px;--awb-margin-bottom-medium:-100px;--awb-margin-top-small:50px;--awb-margin-bottom-small:-100px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-24 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top-small:0px;--awb-padding-bottom-small:0px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-margin-top-small:0px;--awb-spacing-right-small:1.92%;--awb-margin-bottom-small:0px;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-carousel fusion-image-carousel-auto fusion-image-carousel-1 fusion-carousel-border\"><div class=\"awb-carousel awb-swiper awb-swiper-carousel\" data-autoplay=\"yes\" data-columns=\"6\" data-itemmargin=\"50\" data-itemwidth=\"180\" data-touchscroll=\"no\" data-imagesize=\"auto\" style=\"--awb-columns:6;--awb-column-spacing:50px;\"><div class=\"swiper-wrapper awb-image-carousel-wrapper fusion-flex-align-items-center\"><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-zoomin\"><img decoding=\"async\" width=\"1000\" height=\"465\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/zuricher.jpg\" class=\"attachment-full size-full lazyload\" alt=\"Z\u00fcrich Insurance Logo\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271000%27%20height%3D%27465%27%20viewBox%3D%270%200%201000%20465%27%3E%3Crect%20width%3D%271000%27%20height%3D%27465%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/zuricher.jpg\" data-srcset=\"https:\/\/360consulting.ch\/wp-content\/uploads\/zuricher-200x93.jpg 200w, https:\/\/360consulting.ch\/wp-content\/uploads\/zuricher-400x186.jpg 400w, https:\/\/360consulting.ch\/wp-content\/uploads\/zuricher-600x279.jpg 600w, https:\/\/360consulting.ch\/wp-content\/uploads\/zuricher-800x372.jpg 800w, https:\/\/360consulting.ch\/wp-content\/uploads\/zuricher.jpg 1000w\" data-sizes=\"auto\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-zoomin\"><img decoding=\"async\" width=\"1000\" height=\"465\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/visana.jpg\" class=\"attachment-full size-full lazyload\" alt=\"Visana Health Insurance Logo\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271000%27%20height%3D%27465%27%20viewBox%3D%270%200%201000%20465%27%3E%3Crect%20width%3D%271000%27%20height%3D%27465%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/visana.jpg\" data-srcset=\"https:\/\/360consulting.ch\/wp-content\/uploads\/visana-200x93.jpg 200w, https:\/\/360consulting.ch\/wp-content\/uploads\/visana-400x186.jpg 400w, https:\/\/360consulting.ch\/wp-content\/uploads\/visana-600x279.jpg 600w, https:\/\/360consulting.ch\/wp-content\/uploads\/visana-800x372.jpg 800w, https:\/\/360consulting.ch\/wp-content\/uploads\/visana.jpg 1000w\" data-sizes=\"auto\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-zoomin\"><img decoding=\"async\" width=\"1000\" height=\"465\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Logo-Baloise-Helvatia.jpg\" class=\"attachment-full size-full lazyload\" alt=\"Baloise Helvetia\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271000%27%20height%3D%27465%27%20viewBox%3D%270%200%201000%20465%27%3E%3Crect%20width%3D%271000%27%20height%3D%27465%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Logo-Baloise-Helvatia.jpg\" data-srcset=\"https:\/\/360consulting.ch\/wp-content\/uploads\/Logo-Baloise-Helvatia-200x93.jpg 200w, https:\/\/360consulting.ch\/wp-content\/uploads\/Logo-Baloise-Helvatia-400x186.jpg 400w, https:\/\/360consulting.ch\/wp-content\/uploads\/Logo-Baloise-Helvatia-600x279.jpg 600w, https:\/\/360consulting.ch\/wp-content\/uploads\/Logo-Baloise-Helvatia-800x372.jpg 800w, https:\/\/360consulting.ch\/wp-content\/uploads\/Logo-Baloise-Helvatia.jpg 1000w\" data-sizes=\"auto\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-zoomin\"><img decoding=\"async\" width=\"200\" height=\"93\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27200%27%20height%3D%2793%27%20viewBox%3D%270%200%20200%2093%27%3E%3Crect%20width%3D%27200%27%20height%3D%2793%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" class=\"attachment-full size-full lazyload\" alt=\"\" data-orig-src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/swica-1.jpg\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-zoomin\"><img decoding=\"async\" width=\"1000\" height=\"465\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/mobiliar.jpg\" class=\"attachment-full size-full lazyload\" alt=\"die Mobiliar - Mobi Logo\" 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https:\/\/360consulting.ch\/wp-content\/uploads\/helsana-800x372.jpg 800w, https:\/\/360consulting.ch\/wp-content\/uploads\/helsana.jpg 1000w\" data-sizes=\"auto\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-zoomin\"><img decoding=\"async\" width=\"1000\" height=\"465\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/generali.jpg\" class=\"attachment-full size-full lazyload\" alt=\"Generali Insurance Logo\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271000%27%20height%3D%27465%27%20viewBox%3D%270%200%201000%20465%27%3E%3Crect%20width%3D%271000%27%20height%3D%27465%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/generali.jpg\" data-srcset=\"https:\/\/360consulting.ch\/wp-content\/uploads\/generali-200x93.jpg 200w, https:\/\/360consulting.ch\/wp-content\/uploads\/generali-400x186.jpg 400w, https:\/\/360consulting.ch\/wp-content\/uploads\/generali-600x279.jpg 600w, https:\/\/360consulting.ch\/wp-content\/uploads\/generali-800x372.jpg 800w, https:\/\/360consulting.ch\/wp-content\/uploads\/generali.jpg 1000w\" data-sizes=\"auto\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-zoomin\"><img decoding=\"async\" width=\"1000\" height=\"465\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/emmental-versicherung.jpg\" class=\"attachment-full size-full lazyload\" alt=\"emmental Insurance Logo\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271000%27%20height%3D%27465%27%20viewBox%3D%270%200%201000%20465%27%3E%3Crect%20width%3D%271000%27%20height%3D%27465%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" 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srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271000%27%20height%3D%27465%27%20viewBox%3D%270%200%201000%20465%27%3E%3Crect%20width%3D%271000%27%20height%3D%27465%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/axa.jpg\" data-srcset=\"https:\/\/360consulting.ch\/wp-content\/uploads\/axa-200x93.jpg 200w, https:\/\/360consulting.ch\/wp-content\/uploads\/axa-400x186.jpg 400w, https:\/\/360consulting.ch\/wp-content\/uploads\/axa-600x279.jpg 600w, https:\/\/360consulting.ch\/wp-content\/uploads\/axa-800x372.jpg 800w, https:\/\/360consulting.ch\/wp-content\/uploads\/axa.jpg 1000w\" data-sizes=\"auto\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-zoomin\"><img decoding=\"async\" width=\"1000\" height=\"465\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/allianz.jpg\" 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https:\/\/360consulting.ch\/wp-content\/uploads\/BEKB-BCBE-800x372.jpg 800w, https:\/\/360consulting.ch\/wp-content\/uploads\/BEKB-BCBE.jpg 1000w\" data-sizes=\"auto\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-zoomin\"><img decoding=\"async\" width=\"1000\" height=\"465\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/vaudoise.jpg\" class=\"attachment-full size-full lazyload\" alt=\"Vaudoise Insurance Logo\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271000%27%20height%3D%27465%27%20viewBox%3D%270%200%201000%20465%27%3E%3Crect%20width%3D%271000%27%20height%3D%27465%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/vaudoise.jpg\" data-srcset=\"https:\/\/360consulting.ch\/wp-content\/uploads\/vaudoise-200x93.jpg 200w, https:\/\/360consulting.ch\/wp-content\/uploads\/vaudoise-400x186.jpg 400w, https:\/\/360consulting.ch\/wp-content\/uploads\/vaudoise-600x279.jpg 600w, https:\/\/360consulting.ch\/wp-content\/uploads\/vaudoise-800x372.jpg 800w, https:\/\/360consulting.ch\/wp-content\/uploads\/vaudoise.jpg 1000w\" data-sizes=\"auto\" \/><\/div><\/div><\/div><div class=\"swiper-slide\"><div class=\"fusion-carousel-item-wrapper\"><div class=\"fusion-image-wrapper hover-type-zoomin\"><img decoding=\"async\" width=\"1000\" height=\"465\" src=\"https:\/\/360consulting.ch\/wp-content\/uploads\/SwissLife.jpg\" class=\"attachment-full size-full lazyload\" alt=\"Swiss Life Logo\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271000%27%20height%3D%27465%27%20viewBox%3D%270%200%201000%20465%27%3E%3Crect%20width%3D%271000%27%20height%3D%27465%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" 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